Terms of Service

1. Acceptance of Terms

By accessing or using https://www.scammed.org/ (“Website”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree, you must not use this Website.

2. Purpose of the Website

Scammed.org provides:

  • Scam awareness and educational content
  • A platform for users to share scam experiences
  • General informational resources

⚠️ Important: We do not provide legal, financial, or investigative services.

3. User Eligibility

By using this Website, you confirm that:

  • You are at least 13 years old (or the legal age in your jurisdiction)
  • You will use the Website in compliance with applicable laws

4. User Submissions

a. Responsibility for Content

When submitting reports, comments, or content, you agree:

  • The information is truthful and accurate to the best of your knowledge
  • You will not post false, misleading, or defamatory content
  • You will not impersonate any person or entity

b. Prohibited Content

You agree NOT to submit:

  • Personal data of others without consent
  • Sensitive financial information (bank details, passwords, etc.)
  • Illegal, abusive, or harmful material
  • Spam or promotional content

5. Content Moderation and Removal

We reserve the right to:

  • Edit, anonymize, or remove user submissions
  • Refuse publication of any content
  • Suspend or block users violating these Terms

This may be done without prior notice.

6. License to Use Content

By submitting content, you grant Scammed.org a:

  • Non-exclusive
  • Worldwide
  • Royalty-free license

to use, display, modify, and publish your content for Website operations and awareness purposes.

7. No Verification or Endorsement

We do not guarantee:

  • Accuracy of user-submitted reports
  • Verification of claims
  • Legitimacy of listed complaints

Content is provided for informational purposes only.

8. Disclaimer of Warranties

The Website is provided “as is” and “as available.”

We make no warranties regarding:

  • Accuracy or completeness of content
  • Availability or reliability of the Website
  • Suitability for any specific purpose

9. Limitation of Liability

To the fullest extent permitted by law, Scammed.org shall not be liable for:

  • Any losses resulting from reliance on Website content
  • User-submitted information
  • Technical issues or interruptions

Use the Website at your own risk.

10. Third-Party Links

The Website may contain links to third-party websites.

We are not responsible for:

  • Their content
  • Their privacy practices
  • Any damages resulting from their use

11. Intellectual Property

All Website content (excluding user submissions) including:

  • Text
  • Graphics
  • Logos

is the property of Scammed.org and protected by applicable laws.

You may not copy, reproduce, or distribute content without permission.

12. Privacy

Your use of the Website is also governed by our Privacy Policy.

13. Termination

We reserve the right to:

  • Restrict or terminate access
  • Remove content

at our sole discretion, without notice.

14. Changes to Terms

We may update these Terms at any time.

Changes will be posted on this page with an updated date. Continued use of the Website means acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws.

16. Contact Information

For questions regarding these Terms:

17. Indemnification

You agree to indemnify and hold harmless Scammed.org from any claims, damages, or losses arising from:

  • Your use of the Website
  • Your violation of these Terms
  • Your submitted content

18. Entire Agreement

These Terms constitute the entire agreement between you and Scammed.org regarding use of the Website.